College 101: How to Find Grants to Avoid Student Loans

College 101: How to Find Grants to Avoid Student Loans

If you are thinking of going to college, you need to find a way to pay for college while avoiding student loans. You should refrain from taking out student loans as these types of loans can lead to negative consequences.

College tuition is expensive. Factor in other expenses such as room and board, books, lab fees, and supplies, and you will find yourself with a big bill.

Paying for college can be hard. Thinking about student loans can be stressful. Check out our guide on how to find grants to avoid student loans.

How to Find Grants to Pay for College

Looking for grants to pay for college is a task you need to be good in as obtaining grants can make a major difference. After reading this check you will be a pro.

What are Grants

If you are seeking to go to college, you need to take time to plan your academic career. One of the most important things you should think about is how to pay for college. The cost of college is high and will continue going up, so it is beneficial for you to learn how to find grants.

If you are a first-time college student you need to learn how to find grants to help you pay for college and the expenses that you will encounter along the way. You might be asking, What are grants?” Before getting into the interesting part, it is important to briefly discuss what grants are.

Grants are a form of financial assistance that college students who demonstrate need are eligible to receive. You do not have to repay a grant if you receive one. There are different types of grants.

Government Grants

One of the most common types of grants awarded to college students is a federal grant. If you have exceptional financial need and have not earned a bachelor’s degree (or higher) you may qualify for a Federal Pell Grant.

If you fit the above criteria, you should apply for a Federal Pell Grant by submitting a Free Application for Federal Student Aid (FAFSA) form. If you are awarded this type of grant and want to continue to remain eligible, you will have to fill out the FAFSA form every year you’re in college.

Just like the Federal Pell Grant, the federal government offers other grants including the Federal Supplemental Educational Opportunity Grant, the Teacher Education Assistance for College and Higher Education Grant which is a grant specifically for college students who are pursuing a career in education, and the Iraq and Afghanistan Service Grants which is for college students who lost a parent active duty military service after 9/11.

States offer their respective grants. If you are no longer eligible for a Federal Pell Grant, you should try to apply for a state grant. You can do so by contacting your state’s grant agency.

Grants from Your College

You should visit your college’s financial aid office and ask if the college offers grants. Many colleges offer grants to their students. If you want to find out more about college grants, you should visit the College Board website.

If you do go to your college’s financial aid office take the time to speak with a financial aid advisor. This person can tell you how to find grants that you may be eligible for. This office is a great resource that college students can use to find grants.

Grants for Women Who Want to go to College

Not many women know that there are grants available just for them. These types of grants are awarded by organizations. If you are a female college student you should be on the lookout for these grants.

Student-Specific Grants

Did you know that there are grants available for college students who have specific majors? There are virtually grants available for every college subject and major.

One of the most popular grants available are those provided to college students who major in science, technology, engineering, and mathematics, or STEM majors. If you major in one of these areas, there is a possibility that there is a grant available for you.

College students who major in healthcare-related majors should also seek a student-specific grant. Many of these grants are offered by government agencies, professional associations, and organizations.

For example, if you are a nursing major, there is a high likelihood that your place of employment might offer grants to nurses who want to go back to college. If you are a nurse and belong to a professional nursing association, you may have the opportunity to apply for a grant.

Tips to Find Grants

If you are looking to find grants, there are several things you can do to improve your chances of finding them. You can do a general Google search to find grants. You will see there are several websites that help you find grants.

Another way great way to find college grants is to speak with your professors. Your professors are more than happy to help you find grants. Remember, your professors were once students too so they can provide you with a lot of insights.

Grants Are Waiting for You

There are different types of grants. Free money is out there, you just need to know how to find grants. If you are going to college, you will need to learn how to find grants.

You will want to rely on grants so that you don’t have to take out loans. The last thing you want to do is to start college with loan debt. If you want to find more information about grants or other types of financial assistance continue exploring the website.


Leave a Reply

Your email address will not be published. Required fields are marked *

Get Curated Post Updates!

Sign up for my newsletter to see new photos, tips, and blog posts.